Financial Planning & Advice
Personal Financial Advice..
...Tailored to You.
At Peritus, we believe financial advice should be personal, clear, and outcome-focused. Our
role is to deeply understand what matters most to you, assess your current situation
thoroughly, and provide the advice you need to make informed, confident decisions about your
financial future.
Peritus provides advice in the following key areas...
Wealth Creation
For most people, the need to grow their wealth overtime is critically important. At some point in the future, they'll wish to transition from full time to part time work, or cease work altogether.
Without a portfolio of investments that can substitute their income, the likelihood of a comfortable retirement is low.
At Peritus, we understand the importance of accumulating wealth over time and seek to do so in a manner that best utilises all the tools and techniques at our disposal.
Our wealth creation services include:
- Cash Flow Planning & Management
- Investment Advice, Placement & Management
- Superannuation & Retirement Strategies
- Financial Structures
- Lending Advice and Solutions
Wealth Protection
Whether you've been successful in creating your wealth or have the good fortune of inheriting it from others, the need to protect what you have from loss, or at least to minimise the loss you might incur, is a key component of a sound financial strategy.
The Peritus team are trained on how to protect your income and assets in the event of your death, disability or a change in your business operations.
Our wealth protection services include:
- Protecting Assets
- Tax Minimisation
- Personal Insurance
- Business Insurance
Wealth Distribution
At some point in the future, the time will come to pass on your personal or business assets to others.
Typically, your family are the beneficiaries, whether they are prepared at the time or not.
Successfully transferring assets in a timely manner that maintains asset values and manages the expectations of all parties involved is a challenging task.
Fortunately, our Peritus advisers have the experience and knowledge to navigate the wealth distribution landscape.
Our wealth distribution services include:
- Estate Planning & Administration
- Asset Control and Transference
- Inter-generational Planning
Retirement Advice
As we age, our attention shifts from paying down debts and raising a family, to finishing work and retiring. Then, once in retirement, we turn our years of sacrifice, good fortune and sound saving/investment principles to years of generating an annual income from the retirement nest egg we've created.
How we manage that nest egg impacts our desired lifestyle, so it's important we make the right choices when decisions must be made.
At Peritus, we help you prepare for and navigate through retirement, providing the initial and ongoing advice you require.
Our retirement advice services include:
- Pre-retirement Strategies
- Retirement Strategies
- Aged Care & Social Security Planning